Dear Costumer,
We would like to informe you that JSC “Bta Bank” changed its name and has been working as
“Silk Road Bank”

Saving Deposit

Spend and Save freely!

There is no minimum fixed amount, no time limitations and no monthly installments. Open savings deposit at the Silk Road Bank, withdraw amount from your deposit account any time, return it any time you want and get your guaranteed income. 

Visit "Silk Road Bank” JSC, open the saving Deposit and make sure that it is better with us!


Main Terms:

  • Currency - GEL / USD;
  • Minimal amount - no lomit;
  • Maximal amount – no limit;
  • Minimum balance – the minimum balance indicated in the deposit account during the month;
  • The difference between balances - the difference between the minimum balance and the actual balance of each day;
  • Term - unlimited;
  •  Accrual of interest on the minimum deposit amount fixed within a month as well as on difference between minimum amount and actual daily balance;


Additions terms:

  • If within a month (incomplete month is not considered) the deposit balance is less than 400 GEL, 200 USD, on the last day of every month commission fee equivalent of GEL 1 will be deducted from deposit account;
  • Withdrawal of deposit within limits of amount placed in cash – free of charge;
  • In case of non-cash transfer, withdrawal of deposit from the account is made in accordance with the standard bank fees;


Deposit placed in foreign currency contains quite a high risk. Accrued interest in GEL may be significantly decreased by currency rate fluctuation.

Interesr Rate:

Currency Nominale Rate Effective Rate*
Minimum Balance Difference between balance
GEL 2.50% 0.50% 2.80%
USD 1.00% 0.50% 1.10%

* The calculation of the effective interest rate is as follows: The Client opens the Saving Deposit with 1000 units and deposits on the account for 12 months.

In case you are interested in obtaining detailed information on any of our products please contact us at 2 242 242, or visit us!


Copyright © 2013. SILK ROAD BANK