Dear Costumer,
We would like to informe you that JSC “Bta Bank” changed its name and has been working as
“Silk Road Bank”

Child deposit
Let’s think about your children’s future together!

Through child deposit you can start thinking about your children’s future from today! With minimum efforts you will be able to secure your children’s education, or conditions necessary for their comfortable living.
Visit "Silk Road Bank” JSC, open the ChildDeposit and make sure that it is better with us!

Main Terms:


  • Currency - GEL / USD / EUR;
  • Minimal amount - 5 GEL / 5 USD / 5 EUR;
  • Maximal amount – no limit;
  • Minimal Monthly Installment - not required;
  • Term - minimum 3 month - until adulthood;
  • Accrual of the interest rate is made once a year after one year from the deposit opening;


Deposit placed in foreign currency contains quite a high risk. Accrued interest in GEL may be significantly decreased by currency rate fluctuation.


Deposit insurance system


Dear customer!

From January 1st, 2018, the Bank is a member of a deposit insurance system established in Georgia in accordance with the Law of Georgia on Deposit Insurance System, whereas in case of insurance event, each individual depositor is entitled to receive a compensation from the Deposit Insurance Agency, within the limit of 15,000 GEL. The amount above the limit shall be compensated as provided under the effective legislation of Georgia

For more information on deposit insurance system, visit web site at:


Interest Rate:

Month Rate GEL USD EUR
3 - 24 month Nominal 5.00% 1.00% 0.50%
Effective* 5.00% 1.00% 0.50%
More than 24 months Accordingly at that time bank rates

* The calculation of the effective interest rate is as follows: The Client opens the Child Deposit with 1000 units and deposits on the account for 12 months.

  • Given interest rate is not subject to change within 24 months from the date of opening. Interest rate existing in the bank by that period is charged upon maturity date
  • Complicated rule of interest accrual implies adding accrued interest on principle amount once a year


In case you are interested in obtaining detailed information on any of our products please contact us at 2 242 242, or visit us!


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