3D Secure is an online security protocol created by the payment systems to improve the level of security in card-not-present transactions and in the case of VISA is known as „VISA SECURE”.
3D security service is free of charge and can be used on any website where you see „VISA SECURE”.
3D security service provides additional security to protect cardhodlers from online fraud/unauthorized use of their payment card data by a third party when making an online purchase.
3D security service requires a 3D code – one-time dynamic code, to valid online card purchases.
When making an online purchase from merchants that are 3D security service compliant, the cardholder will receive that one-time code via SMS for additional verification.
The 3D code is valid only for the given transaction.
3D Security Service is valid until the expiration date of the card.