Dear Costumer,
We would like to informe you that JSC “Bta Bank” changed its name and has been working as
“Silk Road Bank”

Child deposit
Let’s think about your children’s future together!

Through child deposit you can start thinking about your children’s future from today! With minimum efforts you will be able to secure your children’s education, or conditions necessary for their comfortable living. 
Visit "Silk Road Bank” JSC, open the Child Deposit and make sure that it is better with us! 

Main Terms:


  • Currency - GEL / USD / EUR;
  • Minimal amount - 5 GEL / 5 USD / 5 EUR;
  • Maximal amount – no limit;
  • Minimal Monthly Installment - not required;
  • Term - minimum 3 month - until adulthood;
  • Accrual of the interest rate is made once a year after one year from the deposit opening;


Deposit placed in foreign currency contains quite a high risk. Accrued interest in GEL may be significantly decreased by currency rate fluctuation.


Deposit insurance system


Dear customer!

Please be informed, that from January 1, 2018 the bank is involved Deposit Insurance System, elaborated on basis of the Georgian Law of "Deposit Insurance System”. Deposit/account balance of depositary natural person in every commercial bank will be reimbursed by the Deposit Insurance Agency in amount of 5,000.00 GEL despite of number of deposits/accounts. The remaining will be reimbursed according to the legislation currently in force.

For further information please, visit the website of LEPL Deposit Insurance Agency:

Interest Rate:

Month Rate GEL USD EUR
3 - 24 month Nominal 5.00% 1.00% 0.50%
Effective* 5.00% 1.00% 0.50%
More than 24 months Accordingly at that time bank rates

* The calculation of the effective interest rate is as follows: The Client opens the Child Deposit with 1000 units and deposits on the account for 12 months.

  • Given interest rate is not subject to change within 24 months from the date of opening. Interest rate existing in the bank by that period is charged upon maturity date
  • Complicated rule of interest accrual implies adding accrued interest on principle amount once a year


In case you are interested in obtaining detailed information on any of our products please contact us at 2 242 242, or visit us!


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