Make your life easier through Visa Electron.
This is a debit card, which allows you the most cheap, safe and easy way to make payments, in Georgia and Abroad.
Visa Electron
With Visa Electron Card you can :
- You can use in Georgia and beyond the ATMs and POS – terminals
- Payments can be made online
- Perform various types of transfers
- Perform various types of transfers- You can use remote services, from home
| Preparation and servicing of the card | VISA ELECTRON |
|---|---|
| Main/additional multicurrency account opening | Free |
| Main card annual service | 10 GEL (per year) |
| Additional card annual service | 5 GEL (per year) |
| Duration of the card | 2 years |
| Commission fee for immediate issuance of the card (in one day) | 25 GEL (the first card), 10 GEL (for every additional card) |
| Restore of lost or damaged card | 7 GEL |
| Adding of the card in the local stop-list | Free |
| Adding of the card to international stop-list | 50 USD per week |
| Interest accrued on the positive balance | No accrual |
| Servicing of the unapproved overdraft | 48 % |
| Change of a pin code through the ATM's | Free |
| LIMITS | |
|---|---|
| Minimum amount | Not required |
| Withdrawal limit in Silk Road Bank | Unlimited |
| Withdrawal limit in other bank | 5 000 USD |
| Withdrawal limit in Silk Road Bank's ATM | 3 000 USD |
| Withdrawal limit in other bank's ATM | 1 500 USD |
| Non cash settlement limit at trading centers | 5 000 USD |
| COMMISSION FOR DEPOSITING AN AMOUNT | |
|---|---|
| GEL | Free |
| USD/EUR | Free |
| COMMISSION FEE FOR WITHDRAWAL OF THE AMOUNT IN THE BANK (POS) | |
|---|---|
| In Silk Road Bank (GEL/USD/EUR) | 0.5% min. 0.20 GEL/USD/EUR |
| In partner bank (GEL/USD/EUR)* | 0.6% min. 0.50 GEL/USD/EUR |
| In other bank (GEL/USD/EUR) | 2.5% min. 6 GEL/3 USD/3 EUR |
| COMMISSION FEE FOR WITHDRAWAL OF AN AMOUNT AT THE ATM | |
|---|---|
| In Silk Road Bank's ATM (GEL/USD) | 0.2% min. 0.20 GEL/USD |
| In partner bank's ATM (GEL/USD/EUR)* | 0.5% min. 0.20 GEL/USD/EUR |
| In other bank's ATM (GEL/USD/EUR) | 2.5% min. 6 GEL/3 USD/3 EUR |
| COMMISSION FROM OTHER TRANSACTIONS | |
|---|---|
| Conversion | Official exchange rate + 1% |
| Settlement at trading centers | Free |
| Depositing an amount to replenish the call phone balance through the ATM | Free |
* Partner bank - Bank of Georgia
