Dear Costumer,
We would like to informe you that JSC “Bta Bank” changed its name and has been working as
“Silk Road Bank”
eng




PlastiCard
Credit card "PlastiCard”

- Credit card is given to any adult person whose income is not less than 300 GEL
- Getting the credit card does not require any guarantee and mortgage
- The Card can be used at any bank ATM and POS-terminals, both in Georgia and abroad;
- During the validity period of the card, you will receive SMS with the information on the transactions carried out by the card

You can create and choose a credit card tailored to your wishes:
- Grace Period 1 month / 2 months
- Tariff schedule of services - Universal, Buyer or Payee
- Calculation date for the minimum amount payable – your desired calendar day from 1 - 28



General Terms and Conditions
Card type Visa Gold
Currency GEL, Dollar, Euro
Validity period of card 2 years
Loan term 2 years
Cost of card 40 GEL
Additional card fee 40 GEL
Recovery of lost / damaged card 20 GEL
Minimum credit limit 200 GEL
Maximum credit limit 5-fold amount of income (not more than 10 000)
Monthly minimum amount payable on the calculating date 10% of the current balance (the principal sum) + due date accrued interest (if any)
Deadline for repayment of minimum due amount the 20th calendar day after the calculation date
Overdue charges 10 GEL (single) + 0.5% of the outstanding amount for each overdue day


We offer three types of tariff schedules - Universal, Buyer and Payee
- Select the tariff schedule "Universal”, if you think you will use the credit card in retail centers to purchase products, as well as at ATM to withdraw cash
- Select the tariff schedule "Buyer”, if you think you will use the credit card mainly at ATM to withdraw cash
- Select the tariff schedule "Payee”, if you think you will use the credit card mainly in retail centers to purchase goods through POS terminal.

Tariff "Universal”
Grace period 1 month 2 months
Interest rate
Cash Withdrawal at ATM
Silk Road 2.5 % min. 2 Gel / 1 USD / 1 EUR
Partner 4.0 % min. 4 Gel / 2.5 USD / 2.5 EUR
Other 4.5 % min 8 Gel / 4 USD / 4 EUR
Cash Withdrawal in Bank
Silk Road 3.5% min 3.5 Gel / 2 USD / 2 EUR
Partner 4.5% min 4 Gel / 2.5 USD / 2.5 EUR
Other 4.5% min 8Gel / 4 USD / 4 EUR
Non-cash settlement 0%


Tariff "Payee”
Grace period 1 month 2 months
Interest rate
Cash Withdrawal at ATM
Silk Road 2.0 % min. 2 Gel / 1 USD / 1 EUR 2.3% min. 3Gel/1.5 USD/1.5 EUR
Partner 2.0 % min. 2 Gel / 1 USD / 1 EUR 2.3% min. 3GEL / 1.5 USD / 1.5 EUR
Other 4.0 % min. 8 Gel / 4 USD / 4 EUR 4.0 % min. 8 Gel / 4 USD / 4 EUR
Cash Withdrawal in Bank
Silk Road 2.5% min. 2 Gel / 1 USD / 1 EUR 2.5 % min. 4 GEL / 2 USD / 2 EUR
Partner 2.5% min. 2 Gel / 1 USD / 1 EUR 2.5 % min. 4 GEL / 2 USD / 2 EUR
Other 4.0% min. 8Gel / 4 USD / 4 EUR 4.0% min. 8 GEL / 4 USD / 4 EUR
Non-cash settlement 0%


Tariff "Buyer”
Grace period 1 month 2 months
Interest rate
Cash Withdrawal at ATM
Silk Road 3.5 % min. 4 Gel / 2 USD / 2 EUR
Partner 4.0 % min. 5 Gel / 2.5 USD / 2.5 EUR
Other 4.5 % min. 8 Gel / 4 USD / 4 EUR
Cash Withdrawal in Bank
Silk Road 4.0% min. 2 Gel / 1 USD / 1 EUR
Partner 4.5% min. 2 Gel / 1 USD / 1 EUR
Other 4.5% min. 8Gel / 4 USD / 4 EUR
Non-cash settlement 0%




 
 


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