Dear Costumer,
We would like to informe you that JSC “Bta Bank” changed its name and has been working as
“Silk Road Bank”
eng




Comfort

It’s a unique, universal, new and the most convenient credit card. Silk Road Bank offers it for 12% annual interest rate and 1% ATM withdrawal commission etc. terms. You can have a positive balance with an interest charged at the end of each month.

If you don’t want a credit limit,  Comfort offers you a savings account. By placing a sum in you credit account you get 6% interest.

Visit the Silk Road Bank, get the Comfort credit card and you will see that our offer is the best.


Main Terms
Card type VISA Classic
Card term 2 years
Loan term 2 years (prolongable)
Card currency GEL / USD
Credit limit 200 GEL – 15,000 GEL / 300 USD – 10,000 USD
Grace period 5 calendar days
Computation date The date of the client’s choice from 1 to 28
The minimal sum repayment deadline Billing date to the 10th calendar day– including the chosen date
Positive balance Possible
Advance payment of fee Not required
Adding of the card in the stop-list 1% min 2 GEL/ 1USD According to the standard limits defined for the debit card
Withdrawal daily limit According to the standard limits defined for the debit card


Product Fees
The card generation commission 0 Gel
Annual service commission 30 GEL
The minimal monthly payment 100% 50% 25% 5% + the due charged interest
Delayed payment fine 10 GEL one-off payment+ 0.5% everyday
Annual interest charged to the positive balance 6% GEL; 4% USD; the minimal balance of 500 GEL / 300 USD necessary
Servicing of the unapproved overdraft 48%
Replacement of the lost/damaged card 15 GEL
An extra card generation annual service commission 30 GEL
Fast generation commission 25 GEL
Commission for the changed schedule of charges 20 GEL per a change,
Commission for the changed credit limit 0 GEL


Sum cashing from the debit balance
Silk Road Bank / ATM 0.2% min.: 0.2 GEL/0.1 USD ან 0%
Partner Bank /ATM 0.5% min. 0.5 GEL / 0.3 USD
Other Bank / ATm 2.5% -min.6 GEL/ 3.5 USD
Clearing 0%
Utilities and other Payments According to the standard tariffs
Transfer to other account /card According to the standard tariffs


Sum cashing from the Credit balance
Silk Road  Bank / ATM 1% - min. 2 GEL / 1USD
Partner Bank /ATM 1% - min. 2 GEL / 1 USD
Other Bank / ATm 2.5% -min.6 GEL/3,5 USD
Clearing 0%
Utilities and other Payments according to the standard tariffs
Transfer to other account /card 1% - მინ. 2 GEL / 1 USD + according to the standard tariffs


 
 


Copyright © 2013. SILK ROAD BANK